[Language]

Was having a beer with a buddy of mine (both of us don't have kids yet), and got on the topic of how we'd plan our future earnings in relation to our kids.

Obviously until adulthood, a child is a parent's responsibility. I'm more talking about planning for your child's university education/wedding/down payment on their first place. What are your viewpoints on how much help should be provided by the parents?

There are always outliers of course, wherein you have the 1%'ers who help their kids out tons. There's also the other extreme, where I've seen very wealthy parents who don't help their kids much at all, in fear they'll become entitled.

I'm talking more about you're regular, typical middle class family. How much do some of you expect and put pressure on yourselves to tuck away for the sake of your kids, as opposed to say, enjoying the fruits of your labor and taking those trips you've always imagined for yourself or buying yourself your dream car?

Interested to hear the mindset of those with children already.