I have a rental property, a small 520 s.f. condo. You have to insure everything from the walls in. I think the minimum was $25k which includes all the appliances, flooring, painting, drywall, electrical, liablility, etc. You get the picture. It cost me $330. Shop around a bit, I had a quote for $330 and another for $500, I'd rather that $170 difference be in my pocket than theirs.
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