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Old 07-30-2016, 04:15 PM   #22
Locke
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Quote:
Originally Posted by GGG View Post
Contractors are eligible for EI if they choose to pay into the program now. If he was temporary staff/hourly he would be eligible for EI. It's ambiguous in the article.

Your person in the example above is almost solvent with just EI. If he cashed out his RRSPs to survive at that point or any savings he has let's say that nets him 5k more that gives him 500 per month for 10 months to live off of. Then add in various loan vehicles he could have which may or may not be a good choice to use say a 5k credit card limit and a 5k LOC he got from the bank because he was worried about the recession. Now he has access to 15k worth of funds plus his 1 year of EI. So can survive for about 16 months off of 5k of savings.
That is correct but incorrect. Contractors are eligible for EI if they choose to pay in but are only eligible in the cases of health concerns, disability or maternity, not job-loss.
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