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Old 07-28-2016, 10:25 AM   #155
calculoso
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Join Date: Oct 2001
Location: Ontario
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Quote:
Originally Posted by MillerTime GFG View Post
Let's say you live in Vancouver. You just purchased a place for 1.5M and waived financing condition, because you have a firm sale on your previous residence that you sold for 1M. Now that buyer has walked on the deal, so you no longer have a firm sale on your previous home. Your mortgage on your new place has a condition that it's subject to a firm sale on your previous home, as your income isn't enough to carry both debts. You're now scrambling.
As far as I'm aware and it is likely not quite this simple, but if there is a firm sale on your house (ie: conditions removed) and the buyer walks away from it, you still get the deposit. I also believe the deposit is usually at least 5% ($50k on $1MM), which should more than cover any debts until the next sale.
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