Phycologists were something I never even thought about until I had a life changing and very traumatic event happen to me. But they are really invaluable when it comes to dealing with life issues. And even when Im over deal with stuff I got going on now I will make a phycologist part of my life even when it is smooth sailing.
But ya I'm lucky because my benefits at work cover phycologists 100%, I have seen a few and they seem to range in the 180-200 an hour range. As for finding the right one, Google is your friend. Some specialize and many are more general in their scope.
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