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Frequitude · 06-13-2016, 05:47 PM

Edit: This can serve as a general megathread for buying a new/used car if people feel the need for it. My specific question to get it kicked off is below. I just wanted to add this edit so that if/when it gets bumped people don't think its some weird bump of an old OP.

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It's a sad day for me. It looks like a pending hefty maintenance bill on my beloved ~20 year old baby means I finally have to let go and move on.

It's the only car I have ever owned, so I'm kind of lost on how to start or what to budget for. There are some good resources on here, so hopefully some folks can help me out.

I have 4 questions.

1. I'm pretty sure I want a Yukon or a Tahoe (not XL). Any opinions on that?
Anyone who has had a car for that long is probably going to have the next one for a long time. I've got a massive dog and plan on starting a family soon, so want a big car and like a Yukon or a Tahoe. I like them, they'll get me through those many stages of life, I like the safety in the size, and my driving habits and patterns mean fuel mileage isn't critical.

2. What's the best way to buy a used car?
Autotrader? Go to a dealer? My first thought is a dealer because I'll have a couple old cars to trade in, I'll need financing, and I'm not concerned about holding my own with a pushy salesperson.

3. I need financing. What's the best way to do so and what kind of rates and downpayment should I assume for budgeting purposes?
Perusing Autotrader, it seems the car of my choosing are in that $30K-$40K range. What are standard terms so I can build an amortization table to calculate monthly payments?

4. Any general advice?

06-13-2016, 05:47 PM	#1
Frequitude Franchise Player Join Date: Jul 2005 Location: 555 Saddledome Rise SE Exp:	Buying a used car Edit: This can serve as a general megathread for buying a new/used car if people feel the need for it. My specific question to get it kicked off is below. I just wanted to add this edit so that if/when it gets bumped people don't think its some weird bump of an old OP. ----------------------------------------------------------- It's a sad day for me. It looks like a pending hefty maintenance bill on my beloved ~20 year old baby means I finally have to let go and move on. It's the only car I have ever owned, so I'm kind of lost on how to start or what to budget for. There are some good resources on here, so hopefully some folks can help me out. I have 4 questions. *1. I'm pretty sure I want a Yukon or a Tahoe (not XL). Any opinions on that?* Anyone who has had a car for that long is probably going to have the next one for a long time. I've got a massive dog and plan on starting a family soon, so want a big car and like a Yukon or a Tahoe. I like them, they'll get me through those many stages of life, I like the safety in the size, and my driving habits and patterns mean fuel mileage isn't critical. *2. What's the best way to buy a used car?* Autotrader? Go to a dealer? My first thought is a dealer because I'll have a couple old cars to trade in, I'll need financing, and I'm not concerned about holding my own with a pushy salesperson. *3. I need financing. What's the best way to do so and what kind of rates and downpayment should I assume for budgeting purposes?* Perusing Autotrader, it seems the car of my choosing are in that $30K-$40K range. What are standard terms so I can build an amortization table to calculate monthly payments? *4. Any general advice?* Last edited by Frequitude; 06-14-2016 at 10:30 AM.