There's probably a legal loophole the family is trying to pull off with the advise of their lawyers.
I know a guy who hit his wife's car accidentally and told his wife to start a claim against him. His premium wasn't going to go up much but there would be a settlement money in coming. She didn't want to and didn't do it.
Senior Karmanos might have insurance against the loan or something like that. The rich probably have ways to get around things like that.
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