Quote:
Originally Posted by Lubicon
For whatever reason I tend to find my chip won't work from time to time. It seems to be retailer specific and only at some terminals which is really weird. But for that reason having a mag stripe for backup is nice to have. But then again there are also some retailers where my mag stripe won't work either.
Lowes used to be really bad for that to the point where I could not shop there. They did not use chip technology (do they now?) and their machines would never read the mag strip on my card.
Cards seem to have a pretty short life span in my wallet for some reason, both the strips and chips both seem to quit working after a relatively short period of time.
|
Most devices are setup to not even accept a mag stripe if the chip doesn't work (it's a bit weird as it'll ask for the mag stripe, then fail after accepting the stripe).
I'll guess you're a BMO customer as they seem to have the worst debit cards in the world, I have to replace mine constantly.
The cards tend to get bent easily and if the chip reader slot is a bit bigger then the chip doesn't make good contact. Keep a business card with you and try putting the business card in under the card; that seems to work for me.
REALLY looking forward to debit on Apple Pay so I can stop replacing my debit card every 3 months.