Quote:
Originally Posted by undercoverbrother
IHH, ensure you know what you are buying.
Not all Home Owner Policies are the same.
In the last 12-24 months some insurers have moved to a depreciation/ACV schedules for roofs.
I believe AMA, Portage, Intact (maybe) all do this.
If "you" don't know a lot about insurance using a broker (a truly independent broker, Brokerlink is not independent) to purchase.
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Can you name a truly independent broker for Calgary?