I am just trying to figure out the math on these... if you put $100k on it per year:
With Aspire, $20 annual fee (after 10k bonus points), 200,000 points = $2,000 travel
With Amex, $199 annual fee (after $200 travel credit), 125,000 points = about $2,500 worth of flights on Aeroplan
So, theoretically, Amex an extra $320 or so per year, BUT you have to fly Air Canada only, and subject to availability; plus AMEX is much less acceptable to merchants than MC...
Am I missing something? Tough call. I guess the 75,000 welcome points are nice and I wonder if I can talk them into waiving my fee to get me to switch...
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