Quote:
Originally Posted by I-Hate-Hulse
Thought I'd bump this again to see if anyone has had recent claims experience with Dominion/Traveller's since the latter bought out Dominion.
My broker has come back with a home quote 30% less than TD and as much as I like that rate, I know it's about actually getting them to pay out when you need to...
Interestingly enough, overland flood is being offered by quite a few underwriters now for my neighborhood. Expensive as hell though - like another $1,400 annually.
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IHH, ensure you know what you are buying.
Not all Home Owner Policies are the same.
In the last 12-24 months some insurers have moved to a depreciation/ACV schedules for roofs.
I believe AMA, Portage, Intact (maybe) all do this.
If "you" don't know a lot about insurance using a broker (a truly independent broker, Brokerlink is not independent) to purchase.