[btimbit]

Originally Posted by llwhiteoutll

I would just go and ask for a reduction in the fine, cite your driving record when you speak to them. No real point in trying to get the demerits reduced/eliminated as insurance only cares about the conviction and as others have said, probably won't pull your record at renewal if you've been there a while.

Originally Posted by Jason14h

If you are not changing insurance companies the chance they would pay to pull any ticket records is slim to non. Not to mention if this is your first ticket in a decade it shouldn't have any effect.

Not worth the cost for POINTTS IMO. Basically they will just try to plead down the charge.

Yup, I'd go with this.