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Old 02-10-2016, 04:25 PM   #106
heep223
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Quote:
Originally Posted by bubbsy View Post
i suppose at the end of the day, i need to create time to read up on these things. i'm reluctant to go to an advisor as it just feels like a commission based sales guy approach, and i don't really have anyone that i talk to openly about these personal topics in my surrondings (parents not very strong in this area either).
Totally valid. Most "advisors" simply are terrible. Set it up yourself and use ETFs if you can, and rebalance one or twice / year. You can easily create a global portfolio across asset classes for like 0.1% in fees.

Check out this website:

http://canadiancouchpotato.com/model-portfolios-2/
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