[DoubleF]

My belief of how my retirement will go down has been something like this:

Retire at age 60 ish.

Spoiler!

- Sell house for profit after owning one for like 30 years. (Assume worst case scenario +$250k in value over said 30 years) + Downgrade to a 1/2 bedroom condo or smaller townhouse to unlock cash.

- Add that to the "reasonable" 300-400k investments/nest egg etc acquired up to the age of 60. (Hope I didn't invest in the future Nortel/Enron/BreX or anything; less if you put more into a home that can unlock more capital gains cash)

- 550-650k (investment + cash from house) at a modest 4% should allow my wife and I to live ok on interest and principal for 25 years at approx 35k-40k.

- If I need more money near the end of the target age or somehow completely mess up money, plan B could be selling said 1/2 bedroom condo or townhouse (couple hundred thousand) and using interest renting or living with kids. Although by that time, I'm also sure euthanasia will not be viewed in the same way as it currently is viewed.