Well I pulled the trigger.
I ended up with the Farley 5 and bought it at Calgary Cycle Pure on Canyon Meadows Dr.
Bike shop proximity to my house (5 minute ride) and the life time tune ups were a big part of my decision to buy there.
I took it for a 4k ride and came to the conclusion I hate my fat out of shape body . I'm built for feed not speed!
Here is a picture of the bike... not me.
I'm looking forward to some future self inflicted torture.