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					Originally Posted by  speede5
					 
				 
				Serious question, when your self driving car gets into an accident, because of a malfunction, does your insurance get jacked? I've been wondering about all these cars that park themselves. If one of them were to ding a car while you're sitting there with your hands off the wheel, is it an at fault accident on you? 
 
I know that under our insurance, mechanical failures causing accidents have been put on the owner as they are the result of deficient maintenance. 
			
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I would guess mechanical failure would be on the owner, but software/firmware failure would be on the manufacturer.