When I went through some tough lean times, I ditched my credit cards, got a debit/credit card and took a loan to consolidate my debts. Then I knew exactly where I was at all times, knew how much I had to pay off my loan and it was paid off before I knew it because during that whole year I was not only saving, being frugal, but realized I had lots of stuff I don't use that I went and sold and anytime I had a bit of extra money I put it back on to the loan.
CC's are a primary place to start if you want to get lean and build back up your savings.
__________________
Allskonar fyrir Aumingja!!
|