Quote:
Originally Posted by squiggs96
How?
And I don't mean that rudely. I am genuinely concerned that it comes up in many posts that I see. If it's a case of spending more than you make, are you spending it on wants instead of needs? Do you go for the latest shoes and suits, when your current ones could suffice? Do you keep weekly/monthly cash flow budgets? Can you stick to them? Do you buy large purchases on credit and worry about them later? Is it that the economy is not doing well and your hours got cut back? Is it past debt you are trying to pay off? Idon't need any specific details, as these issues should be dealt with in private with someone you trust. It's all about choices and priorities.
There are many people here, and available on the Internets, that can help put you on a path to financial success. Whether you make $10,000 per year or $1,000,000 per year, you need a plan. Many of these are tough at first, but once you stick to them for a few months, they become easier. They also make the future much easier and more enjoyable. There are many people with crippling debt that started off with a manageable amount of debt. If they had made better choices early, they wouldn't end up where they are. I'd rather that didn't happen to you.
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Just one thing after another, I'm broke but bills are paid kind of thing. License plates are due now and since I dont live in alabama anymore I have to get them in Florida and that's $380.00. Its stuff like that when you basically only have 300-400 extra a month to spend. I'm not going out to eat or having anything I cant live without. Just my income puts me in a level that I don't get help.
When I say struggling I am paying my bills, I'd rather be broke with my bills paid than broke and owe money.
Thankfully I paid the car off so I dont have to worry about that.
I haven't bought clothes, suits or shoes in a long time (probably almost two years) I went to a couple football games this year because I was given tickets to them. the only thing I went out and spent money on was concert tickets that were $20 a few months ago and the Flames vs Lightning tickets which was another $20.
I exhausted all my saving when I was hurt and trying to start over and saving is slow right now but its getting there.
Hopefully that makes sense