Not that it matters now with your current situation, and it may not anyway depending on how old the bike was, but for next time I will give you some advice.
Everyone should be aware of SEF 43R, and make sure you ask to purchase it from your insurance company when you buy a new vehicle. It's a limited waiver of depreciation that covers you up to 24 months after the date of purchase. If you write it off or it's stolen or what have you, you get back what you paid for it. It only costs about $25-30 and is definitely worth it.
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