So what kind of interest rates do you guys pay on LOC/Personal Loans? I took out my LOC and Personal loans in 2004 and get prime plus 3.5% on both, which seems a little steep in my mind. However at my meeting at Scotia Bank today they informed me the best they could do was something like prime plus 4.15% if I consolidated. I guess in depends what your credit rating is and how long the term is?
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