Regarding the issue of financial issues being a potential trigger I would note that there is help available for people and they should consider these avenues if they are really feeling desperate. Places like
http://www.moneymentors.ca/?gclid=CL...FZBcfgodCQwOMw where they can help you structure debts so that you can pay them off, or even avenues like Bankruptcy trustees and things like that. I think there is probably an element of shame here, but I'm sure that getting help to deal with these problems is an enormous stress relief.