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Old 12-04-2015, 08:49 AM   #1
darklord700
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Default Personal Money Management Ideology

http://www.coachcarson.com/retire-ri...s-ugly-houses/
"How to Retire Rich With Embarrassing Old Cars and Ugly Houses"

If you don't want to read the article, it's just another one preaching frugality.

- "regular spending of $100 per month, for example on a cable bill, would equal a loss of $17,300 after ten years or $52,000 after twenty years."

The numbers cannot be debated and I think many of us knew this already.

However, the question is then to what end are we saving for. If you are saving money now so that you don't live on the streets when you are 70s, that's admirable.

Yes, if I don't have cable, internet, cell phone, among other things, I could save hundreds of thousands of dollars. And if I don't go golfing, skiing, vacation, I could save even more. If I don't have kids, I could have been a millionaire already.

But aren't you just wasting your life if you don't do any of the above just so that you can leave a big inheritance to you kids or your favourite charity?


I am afraid an article like this preaching frugality for not reason other than being frugal is just a futile mathematical exercise.

I'm not against saving money or questioning the math but the better approach I think is to save money for a reason.

Last edited by darklord700; 12-04-2015 at 09:07 AM.
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