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Old 10-21-2015, 01:00 PM   #1261
EldrickOnIce
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Quote:
Originally Posted by Hesla View Post
So if i have my math right.

Someone earning about $220k will save $670 on the 45-89k tax bracket, but lose an extra $670 with the over 200k tax bracket. So really, those making more than 220k are the ones that will see increased income tax.

Math : 45k x 0.205 = $670
220k x 0.333 = $660
Well, the answer is close to right, but the equation wrong.
The 45k (between 45 and 90k) is taxed 1.5% lower, so 45000 x .015= $675
The highest tax rate, on money earned over 200k was 29%. Now it will be 33%, so an increase of 4%.
So $675 (the tax money you are ahead) divided by 4% is 675/.04 = 16,875

So is 200k is the kick in point of the higher tax, an income of 216,875 is basically the break even point of the new taxation policy. Anything above that, and you will now pay more tax. Anything below that and you will still pay a bit less.
One can't ignore other other changes when considering the entire tax burden (TFSA, UCCB, income splitting, etc) but strictly from an income tax perspective, those are the numbers: The middle class, between 45k and 216K (individual income), will get a federal income tax break through that plan.
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