[I-Hate-Hulse]

I'm finding it so hard to believe why so many people can't grasp the understanding that City Hall has NOTHING to do with the Insurance Industry. City Hall is just pointing out what so many have said - that the current insurance solutions do not cover ride sharing.

Here's the official verdict from the Superintendent of Insurance of Alberta has said on Uber:

WHAT HAPPENS IF A VEHICLE IS USED FOR RIDE SHARING AND IS INVOLVED IN A COLLISION?

Owners and Drivers
Owners and drivers participating in ride sharing services with Uber are at risk of not having access to coverage provided by the Automobile Policy, Section B- Accident Benefits. This section provides coverage mainly for medical expenses incurred due to a collision. Owners and drivers are at risk of having limited or no third party liability coverage to pay for a potential legal claim if the driver is responsible for a collision that causes injury or damage to a passenger, pedestrian, or other party. Owners and drivers are also at risk of not having access to collision coverage to fix any damage to the vehicle.
Owners and drivers participating in other ride sharing services may be at similar risk.

Passengers

In the event of a collision, passengers participating in Uber ride sharing services are at risk of not having access to coverage provided by the Automobile Policy, Section B Accident Benefits. This section provides coverage mainly for medical expenses incurred due to a collision. Passengers are also at risk of not being sufficiently compensated for injuries because of the owner’s and driver’s lack of third party liability coverage.
Passengers participating in other ride sharing services may be at similar risk.

and about Uber's supposed insurance coverage?

INSURANCE PROVIDED BY RIDE SHARING COMPANIES
Ride sharing companies, such as Uber and others, may claim to have supplemental insurance, over and above the private vehicle insurance of their drivers, to cover liability and property damage in the event of a loss.

The Superintendent of Insurance is of the view that Uber’s supplemental insurance does not currently meet the requirements of, nor is compliant with, Alberta’s Insurance Act and Regulations. Should any other ride sharing service operate in Alberta, the Superintendent of Insurance will review it for compliance with Alberta law.

Look. I frequently take cabs and hate them just as much as the rest of you. But is driving around without insurance as some sort of act of civil disobedience to prove a point worth it? I'm pretty sure the Alberta insurance industry will make their darnedest to publicize the first denial of a Uber related claim to publicize this fact.

If anything else - can you not see from the above link that that the Province of Alberta regulates the insurance requirements for Alberta, not City Hall?

Gives us all another reason to hate the NDP. (Thanks Rachel!)