Quote:
Originally Posted by I_H8_Crawford
I do NOT like the Cons with their culture of fear and seeming desire to control all information in this country.
However, I don't like how the Liberals and NDP are trying to turn this into a class war - i.e. TFSAs are for the rich, not the middle class.
I call BS on that and it pisses me off - my wife and I are middle class, we don't make $250K/year, yet we save our money, and make sure to max out our TFSA and RRSPs each year.
Why should we be punished for saving to retire earlier than usual to make others who make similar money but spend it on cars, expensive real estate, toys etc feel better about themselves?
If the Liberals came out and said "we will keep the TFSA as is" they would have my vote. Hell they could even come out and say, "we will keep the limit as is, but only $5500 in unused room can be carried over each year" and I would vote for them. But instead us savers are being lumped in with the "rich Canadians who can afford to pay for everyone else" and I can't accept that.
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Agreed, this is a part of the Liberal platform that I have a major issue with. The characterization of the TFSA being a tool for the rich is false. It's a vehicle that everyone in the middle class
should be taking advantage of and it's a good policy because it encourages private savings and spurs investment. I've been making use of a TFSA since my university days when I was earning minimum wage.