I'm a bit irked at how this all works. My car was hit in the hailstorm, but will shortly be parked outside when we get a new car and it gets secondary status. So it's chance of getting hailed upon again will be good.
I ask about a cash payout - apparently TD has a $5,000 limit after which cash payout is not possible. They tell me to take it to KHS for an appraisal - which lo and behold, comes out above $5,000 (it's pretty minor damage).
Seems kind of self serving to have the body shop do the appraisal so they can win the work not The appraisal was hardly "independant".
Something to keep in mind when insurers moan about the losses they've suffered....
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