^ that is an ok bike for that price - personally, I'd say you would be better off finding a bike with better (hydralic) brakes and no suspension fork given you are planning on keeping to the pathways.
as for cheap "chariots" - you get what you pay for. i bought a schwinn one years ago from can tire - it never really rolled that great (it would sot of feel like it was pulling backwith every wheel roation). i served it purpose and i looked at pulling it as more of a workout. As I recall I paid $200 or so for it about 11 yrs ago and sold it a few years later for about $150. if you buy a new one, take care of it, that stuff is pretty easy to sell.
othrewise, keep an eye out on kijiji or go to mec.
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