Quote:
Originally Posted by CaptainCrunch
Not that I've seen.
But my view point is that if you own a gun you should have to add that gun to your home owners insurance and it actually increases your premiums to cover if you use said gun and cause harm to anybody.
If you choose to carry a gun on your person then you should actually have a separate gun insurance so if you stupidly blaze off in public the people that you hurt or kill or the damage that you do can be covered.
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I would like to respond to your earlier post when I have a little bit more time Captain Crunch, I cant do it in 5 minutes. You make some excellent points and while I disagree with some of it I also agree with much of it.
When it comes to this point, I've seen it come up a few times and been propagated that insanely high insurance rates need to be imposed on firearms owners, and as far as I can tell the sentiment seems to be derived from making it so cost prohibitive that only your elites such as Bloomberg can even afford it.
While I can't make claims on what insurance may or may not cost Americans, for me up here this is the kind of coverage I have.
Through my gun range I have a 20$ yearly fee that covers 10$ million in PLPD. Doesn't matter what happens.
Through an organization I belong to I have as part of my membership, 5$ million of liability coverage for ANY claim for 10$ a year.
Why so low? Because at least here in Canada, the shooting sports have proven to be one of the safest sports in the Country. Now these stats may surprise you (they surprised me) that A: In Canada, the incident and injury rate is much, much lower than any other sport or hobby. It's lower than hockey. (not really surprising)
What is surprising, is that in Canada, the shooting sports have a higher participation rate per capita than hockey. I know, I didn't believe it either but stats can tells me so.
Our sport/hobby/heritage is safe, the problem is criminals who are neither involved in the shooting sports, hunting, or consider firearms ownership part of their heritage, go off and murder people or commit crimes with firearms. Because of these a-holes, the rest of us should not suffer. Which is 100% who the firearms control laws are aimed at; the law abiding. Because we are the only group of people willing to abide by those laws as to not become criminals ourselves.
Anyways, I will address your excellent points later after dinner and when I have a little more time.