Quote:
Originally Posted by CliffFletcher
It seems a no-brainer that home insurance and life insurance rates would be affected by the presence of guns in the home. Presumably, that's not the case in the U.S.?
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Not that I've seen.
But my view point is that if you own a gun you should have to add that gun to your home owners insurance and it actually increases your premiums to cover if you use said gun and cause harm to anybody.
If you choose to carry a gun on your person then you should actually have a separate gun insurance so if you stupidly blaze off in public the people that you hurt or kill or the damage that you do can be covered.