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Simanium · 09-04-2015, 04:10 PM

Instead of settling for Actual Cash Value, replace the jewelry at the original value and submit the receipts for replacement cost. When you get the cheque from the insurer, return the jewelry at the store for the cash refund.

09-04-2015, 04:10 PM	#11
Simanium Backup Goalie Join Date: Apr 2014 Location: Calgary Exp:	Instead of settling for Actual Cash Value, replace the jewelry at the original value and submit the receipts for replacement cost. When you get the cheque from the insurer, return the jewelry at the store for the cash refund.