Well obviously you need to do your homework. Your realtor can always recommend a good home inspector and you can do your research and find someone good and who has taken the home inspection course.
But to simply dismiss a home inspection because you might pay for it and they'll find nothing? That is a bad idea. We pay for insurance all the time and don't end up needing it. This is a different form of insurance and relatively cheap in my opinion if you find someone with experience and who actually knows their stuff.
Just like there are a tonne of builders who don't know what they're doing, there are also a lot of home inspectors who don't either but it's on you to find the one that is best.
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