When I had money with TD I had the exact same thing happen. Then one time 2 of us compared portfolios even though each of us had answered the risk analysis questions differently. We had the exact same stuff.
I also found that ING was OK for long term investing; however with their savings account there was no way of securly having access to my money. They will issue you an ATM card, and assign you a PIN. The only way to change the PIN was to access one of their branches in Toronto or Vancouver. So that means having to write down the PIN; as it would be something not used often enough to memorize.
I ended up opening a savings account at BMO that pays around 2.75% with no minimum.
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