Go through insurance. Screw the other person's thought process for not wanting to go through them. It NEVER benefits you and always benefits them. Go through insurance and never ever talk with them directly. My friend went through this, tried to be a nice guy and not go through with insurance. He found out every time he talked with the guy, the guy was recording their conversations and trying to get my friend admit even the slightest bit of fault. Nope. No good.
Bottom line is you cannot trust other drivers to be honest and do what's fair. Insurance makes sure you are compensated fairly. Nice to see some stories in this thread of people doing things honestly and paying back as agreed on handshake. But this is 2015 and things like that are the exception and not the rule.
Get a dashcam. $70 for peace of mind and video evidence if something like this happens again.
End of story. Insurance exists for a reason.
Last edited by Huntingwhale; 07-16-2015 at 12:19 PM.
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