The only reason would be you get the repair bill and tell him he gives you that + some extra money.
I'm actually going through this with a guy that rear-ended my wife as she was stopped at a stop sign. Just ran into her and said "Oh I didn't see you there". Idiot.
He is pushing to handle this without insurance. I'm not budging. I've already got my insurance company and his involved.
If people don't want to have their insurance costs increase they shouldn't drive like twits.
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