Quote:
Originally Posted by GoinAllTheWay
Not at fault claims CAN affect your premium.
And this one drives me nuts......
First off, claims don't get any smaller than the one you just described. This girl is beyond dumb if she wants her insurer to pay for this one. Really really dumb.
Back to my original point....look at your policies closely. Some now include "claims free discount" This can be removed in the event of ANY claim, regardless of who's at fault.
This is different than your premium being affected because an at fault claims has resulted in your driving record be adjusted.
Most don't do this but certainly worth keeping an eye out for.
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Yes, that is exactly what I am concerned about.
She is making a claim because the damage to her vehicle is significantly more than mine. I'm not sure how much more, but I presume she figured it was worthwhile to submit a claim.