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Canehdianman · 06-15-2015, 10:58 AM

This is half a gear-grinder, but I have an insurance question as well..

I got rear-ended in my shiny new truck about a week ago.

Very minor damage (at least on my end). Her bumper cracked the plastic cover for my trailer electrical connection. I went to Ford the next day and replaced it - $110.

I called her to let her know, she said that she is going through insurance and that I would have to put a claim in with my insurer (who would pass it along to her insurer).

I wanted to know if this would count as a "claim" against my "claims free" history? Seems completely ridiculous to lose my discount because some stupid broad was texting and hit me from behind. Especially over $110 in damage.

Anyone know for sure??

06-15-2015, 10:58 AM	#1
Canehdianman Lifetime Suspension Join Date: Sep 2011 Location: Calgary Exp:	Insurance claim? This is half a gear-grinder, but I have an insurance question as well.. I got rear-ended in my shiny new truck about a week ago. Very minor damage (at least on my end). Her bumper cracked the plastic cover for my trailer electrical connection. I went to Ford the next day and replaced it - $110. I called her to let her know, she said that she is going through insurance and that I would have to put a claim in with my insurer (who would pass it along to her insurer). I wanted to know if this would count as a "claim" against my "claims free" history? Seems completely ridiculous to lose my discount because some stupid broad was texting and hit me from behind. Especially over $110 in damage. Anyone know for sure??