You'd do just as well paying 2.5% and saving money for a yearly 20% penalty free pay down on your traditional mortgage to get principal down. You could also do bimonthly payments on the traditional mortgage to speed up the process. It's nice to have a bit of both just for convenience but I don't see much in interest savings. I also don't see anyone on his continent actually paying debt like this without taking a monster vacation to screw it all up.
|