I had my name submitted to a debt-collector once but the whole thing was a big mystery. I got a notice in the mail from a debt collection agency that I owed them money (it was a small amount, like $60 or something), so I phoned them up and they said that they got the debt from Sprint.
The strange thing is I've never been a Sprint customer. I told this to the lady, but of course she didn't believe me. So I asked for her supervisor. She gave me the Sprint account number that the debt was against. So then I phoned Sprint and they said they had no such account number and they never had.
Then I phoned the debt collection agency and asked for the same lady I was speaking to before. I told her this and suggested that she call Sprint as well if she didn't believe me. I never heard anything back, so I phoned the collection agency back a few days later and they said there no debts owed under my name.
I still find the whole experience rather strange. Was it some sort of scam to con me out of $60 or was it actually some sort of mixup? If if was a mixup does that affect my credit rating? And where the hell did they get my name and address from?
Anyway, it couldn't have screwed things up that badly because it was over a year ago and I got a mortgage since then. But I still wonder if that affected anything?
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