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Originally Posted by DementedReality
fair enough, it isnt cheaper at all to own a brand new car ... although when you describe owning a car as a "pretty" thing, it sounds quite condecending, like those of us who choose to "waste" our money on a nice looking car arent as good as you............
edit: also wanted to add ... even if you have the cash for a brand new vehicle, it doesnt always make financial sense to "buy" it out right. not when dealerships are offering 0% financing or you can lease the vehicle at very low interest rates.
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Did you miss the title of this thread? It was about somebody with bad credit. And said person was looking to finance a car.
As somebody who has had to get himself out from under bad credit, I know it isn't something that "just happens." It was decisions; bad ones. Like going to the Keg because you were hungry, and even though you don't have cash, you can put it on your Visa. Then when your buddy you went with pulls out cash, you say "I'll just grab your cash and put it all on my Visa."
It's all about living within your means, and that's all I've heard anybody say here. There is no need for a $15,000 car when a $5,000 one will do. And if the person has been living beyond their means for a while, at some point they need to come back to earth.