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Originally Posted by nfotiu
That is such a blatantly unfair rule. I don't think it should be legal. People should be allowed to shop around for the best rates, and shop around for better re-financing options without penalty. I guess the creditors don't want you to be shopping around for a better deal.
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Well... I think when you're a 'credit seeker', they don't want you getting their credit card, 5 other credit cards at the same time, and then running them all up and being unable to pay them off in a timely manner... if ever.
But yeah... the real unfair part is no one tells you this until after you've screwed up. It should be taught in school...