Another morbid thread/question, I'm looking into this stuff and just got caught up as to whats what here. Some websites say I should have a living trust, some say I can get away without it with proper paperwork. Some say I can get away with it without expensive fee's, others say its dangerous.
Thoughts? How much worse off am I than just using this?
http://www.nolo.com/products/online-...st-nntrus.html
Some personal info - married, no family but plans in the next half decade or so, own a average home with normal retirement savings and a bit of savings on the side. Basically your average schmuck.