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Originally Posted by Flames89
I say it's up to you. If it happened to me, and I knew that I was fine - I would settle outside. For one, I would settle for full repairs, plus a premium for saving the other party the increased insurance costs.
Get full written statements of the deal, and ensure you have leverage to get the cash.
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This person has sustained an injury, and one which experience has shown carries the risk of possible long term reoccurring problems.
Not everyone is capable of constructing legally binding, all inclusive documents which accurately reflect "the deal" and guarantee "leverage to get cash" without paying a lawyer a tidy sum to help them.