Quote:
Originally Posted by Phanuthier
... its really hard for me to tell if I'm getting a good deal, so I have not yet been able to make a decision on this yet.
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If a big and profitable company is hiring a commission sales person to sell you something that is complicated enough that you can't figure out whether it's a good deal...
then it's not.
Unbundle the two products, and buy life insurance for your life insurance needs and investments for your savings needs. You can probably buy the exact funds that are in the insurance wrapper outside of it at a lower cost if you think they're great, or something similar but cheaper.