I could be crazy but I went with a universal life insurance policy. From my limit understanding of it. It is a life insurance as well as a savings account. It matures when I'm 55 and I can take out all the money I have saved and at that point it has compounded enough interest that it starts to pay for it's self. If I don't withdraw it until I'm say 96 it will be worth some ridiculous amount like 9 mil.
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