I am my father's only child (mother remarried twice after their divorce and has two children with her 2nd husband) and this is an issue I bring up with my father all the time.
He lives VERY frugally (almost dangerously so... to his own well-being) and I have discussed with him how I hope he isn't saving all his money just for me. Whenever I have needed financial help in my life my father has ALWAYS been there for me, and I've paid him back for the most part. I would be happier if his bank account had a big fat 0 (or -) after he died than if I got a huge chunk of money from him. I want him to enjoy his life, not live his life working for me.
He also retired with a full pension from GM at 52 so hopefully he's got lots of life left to live and will start making a dent in that bank account.
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