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Old 02-27-2015, 08:22 AM   #111
darklord700
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Quote:
Originally Posted by kevman View Post
Our tax rate as a percentage of GDP is the lowest it's been in 40 some odd years. It's not only possible but realistically probable that in the near future both provincial and federal government increase the income tax rates. So with that said, may as well get your money taxed while the taxing is low.
This is a legitimate concern for RRSP investing and we are already seeing rising provincial tax rates in ON. But for most people, they will be in a lower tax bracket when they retire. And they withdrawal should be taxed at a lower rate then their deduction if they do it right.

A higher tax rate just reduces the benefits one would receive but most likely won't completely eliminate them.
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