One thing that almost everyone seems to consistently miss with the concept of RRSP is the time value of money. Even if I my marginal rate is the same now (when I contribute) as it is in the future (when I pull the money out), I likely deferred that tax 30+ years. There is clearly a time value of money win there, even when your marginal tax rate stays the same.
__________________
Much like a sports ticker, you may feel obligated to read this
|