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Old 02-16-2015, 09:18 PM   #9
Slava
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Join Date: Dec 2006
Location: Calgary, Alberta
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Quote:
Originally Posted by JackJack View Post
Hi Slava,

Thanks for the answer. I fully understand the RRSP portion. I don't plan to touch that. I'll hold the stock for the growth potential and the enjoy the DRIP.

The stock in the non-registered investment account vested over the course of time and are a combination of my stock contribution and the employee match. At the end they were transferred into the Non-RRSP. How would they determine the capital gains on it? They were purchased over the course of many months and years...
Well you will have an ACB (Adjusted Cost Base) which they should have for you. This is what is used to determine the cost of the investment for tax purposes and is essentially an average price you have paid over time. If you were to call you could find out what that is, and then you could know what kind of tax liability you're looking at before you make the sale.
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