A sump pump should have no relation to the house flooding, sump pump should be pumping the water in the basement bathroom into a septic tank that is near ground level. House flooding should not have anything to do with sump pump, if the sump pump fails you stop using the basement bathroom. You will know if the sump pump fails, it's fairly obvious.
I had to fix the one at my family's cabin when a little bastrd flushed his underwear down the toilet. If the basement floods you'll be standing in water to access the breaker in any house.
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