Quote:
Originally Posted by Calgary14
I'd keep the Mastercard. It can be handy for places that don't accept Visa (ie. Costco) and yes, if you keep your balances low and pay them off monthly your credit score will eventually go up. Plus, depending on how long you've had the Mastercard it may lower your credit score if you close it because your credit utilization rate will go up.
The Scotiabank Momentum Visa Infinite is a great card and you can still get a free $100 gift card for new customers (PM me if you want the link)
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Good advice! Thanks!
I got the $100 gift card which was just a cherry on top of the cake since I was planning on getting the card anyways!